{"id":7,"date":"2026-10-07T17:00:00","date_gmt":"2026-10-07T17:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/thefactorhomes-com\/2026\/10\/07\/philly-homeowners-have-more-equity-than-they-did-five-years-ago-now-what\/"},"modified":"2026-10-07T17:00:00","modified_gmt":"2026-10-07T17:00:00","slug":"philly-homeowners-have-more-equity-than-they-did-five-years-ago-now-what","status":"publish","type":"post","link":"https:\/\/www.thefactorhomes.com\/blog\/2026\/10\/07\/philly-homeowners-have-more-equity-than-they-did-five-years-ago-now-what\/","title":{"rendered":"Philly Homeowners Have More Equity Than They Did Five Years Ago. Now What?"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>In the past five years, home prices in the greater Philadelphia area have jumped 53.5%\u2014meaning local homeowners are sitting on a lot more equity than they were in 2020. For many, that opens doors to new possibilities: using home equity for home improvements, covering big expenses, or consolidating debt. But as someone who\u2019s walked clients through these decisions in Bensalem and beyond, I know it\u2019s important to really weigh your options and understand the risks before tapping into that value. Every homeowner\u2019s situation is different, and sometimes just having someone to talk it through with can make all the difference. Whether you\u2019re wondering what this means for your next move or just curious about your own equity, I\u2019m always happy to share what I\u2019ve learned from years of helping neighbors navigate these choices.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.phillymag.com\/news\/2026\/09\/30\/home-equity\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>In the past five years, home prices in the greater Philadelphia area have jumped 53.5%\u2014meaning local homeowners are sitting on a lot more equity than they were in 2020. For many, that opens doors to new possibilities: using home equity for home improvements, covering big expenses, or consolidating debt. But as someone who\u2019s walked clients [&hellip;]<\/p>\n","protected":false},"author":489,"featured_media":8,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.thefactorhomes.com\/blog\/wp-json\/wp\/v2\/posts\/7","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thefactorhomes.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thefactorhomes.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thefactorhomes.com\/blog\/wp-json\/wp\/v2\/users\/489"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thefactorhomes.com\/blog\/wp-json\/wp\/v2\/comments?post=7"}],"version-history":[{"count":0,"href":"https:\/\/www.thefactorhomes.com\/blog\/wp-json\/wp\/v2\/posts\/7\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thefactorhomes.com\/blog\/wp-json\/wp\/v2\/media\/8"}],"wp:attachment":[{"href":"https:\/\/www.thefactorhomes.com\/blog\/wp-json\/wp\/v2\/media?parent=7"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thefactorhomes.com\/blog\/wp-json\/wp\/v2\/categories?post=7"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thefactorhomes.com\/blog\/wp-json\/wp\/v2\/tags?post=7"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}